Bad Cibil Loan App List


🤔 Bad Cibil Loan App List :

Hi , My Name is Shesh mani. I wish for your Wealth & happiness. Friends If I’m right then you must looking for instant loan , and it’s also possible 🙆 that you Cibil is also not good enough or NO Cibil. 

Don’t Worry about it , I have Bad Cibil Loan App List I hope you get loan anyhow from these apps if you trying to get loan. 

So, in this article we are about to know –

  • ✔Bad Cibil Loan app list
  • ✔How to apply 
  • ✔Where to download
  • ✔Review and Ratings 
  • ✔RBI Approved Or Not ?
  • ✔Customer Care contacts 


FlexSalary Instant Loan ✔ 

Flex salary instant loan

This is our 1st loan App from the list of Bad Cibil Loan app list , FlexSalary offer you an Instant Personal Line of Credit up to ₹2 lakh. Bad thing this is that it gives loan for only Salaried Individuals in India. A non-banking financial company registered with the RBI.

  • Interest Rate :
      • IF We talk about interest rate they charge form us – it is between 19% to 55% Annual.
  • Loan Amount:
      • FlexSalary offers an Instant Personal Loan up to ₹2 lakh.
  • Repayment Period:
      • They give us 10 to 36 months for repayment there Loan.
  • Email Address:
  • Phone Number:
      • +91-40-4617-5151
  • Address:
      • Unit A, 9th Floor, MJR Magnifique, Khajaguda X Roads, Raidurgam, Hyderabad, Telangana-500008


KreditBee Personal Loan ✔ 

KreditBee Personal Loan App

This is our 2nd loan App from the list of Bad Cibil Loan app list

  • Where to Download: 
      • You can download the KreditBee app on your phone directly from the Google Play Store if you’re using an Android device or from the Apple App Store if you have an iPhone. It’s just like telling your friends where to get a cool new app.☺ 
  • Review and Ratings: 
      • KreditBee is quite popular in India, just like that new restaurant your friends have been talking about. Lots of People leave reviews and ratings on the app stores, but remember to check the most recent ones.
  • RBI Approved Or Not ?:
      •  As kreditBee promising that they are working ⚒ only with RBI-Certified NBFCs Banks.To be sure, it’s a good idea to double-check on the RBI’s website or KreditBee’s official site for the latest news.
  • Customer Care Details:
      • 📧Mail:
      • 📱Call: 080-44292200/080-68534522
      • 🏢Address: 16/3 Adarsh Crystal, Jogupalya, Cambridge Layout, Bengaluru – 560008
  • How to Apply:
  • Applying for a loan with KreditBee is as easy as 1-2-3, just like helping out a friend or brother:
      • ✔First, download the KreditBee app from your app store.
      • ✔Next, sign up and complete your KYC (Know Your Customer) process.
      • ✔Choose the loan amount and how long you need it.
      • ✔Submit the documents they ask for.
      • ✔Once they say yes, the money will be sent straight to your bank.
  • Please remember Reviews, ratings, and rules can change over time, so it’s smart to look at the app store and official sources to make sure you’ve got the most up-to-date info.


SmartCoin Personal Loan ✔ 

SmartCoin Personal Loan ✔

This is our 3rd loan App from the list of Bad Cibil Loan app list.

Where to Download:

  • You can easily download the SmartCoin app from the Google Play Store for Android devices or the Apple App Store for iOS devices.

Review and Ratings: 

  • 245k + Reviews available on play store 🏬 and if we talk about it’s Rating then the app rating of 4.2* . it’s a good practice to check the most recent feedback on the respective app stores for the latest information. 

RBI Approved or Not: 

  • However, regulatory statuses can change, so it’s advisable to verify this information with the Reserve Bank of India (RBI) or on SmartCoin’s official website for the most recent status.

Customer Care Details: 

  • Phone: +91-9148 380504
  • Mail:

How to Apply: Applying for a loan with SmartCoin is very easy as others apps.

  • Download the SmartCoin app from play store.
  • Register for an account and complete the required KYC process.
  • Select your desired loan amount and repayment terms.
  • Submit the necessary documents.
  • Once your loan is approved, the funds will be transferred to your bank account.


CASHe Personal Loan ✔ 

CASHe Personal Loan 

This is our 4th loan App from the list of Bad Cibil Loan app list.

Where to Download: 

  • You can download the CASHe app from your app store on your smartphone 📱 

Review and Ratings:

  • CASHe has been reviewed and rated by many users. You can check out what your friends and Others have to say about it on the app stores.

RBI Approved or Not:

  • As CASHe is promises they  adheres to RBI’s Fair Practice Code. To confirm the latest status, it’s best to visit the RBI website or CASHe’s official page.

Customer Care Details: For assistance or enquiries, reach out to CASHe at-

  • They’ll be happy to help you with any of your’s questions, just like chatting with a friend.

How to Apply: To apply for a personal loan, follow these steps:

  1. Download the CASHe app and log in.
  2. Sign up using your social media account.
  3. Provide your personal details for loan eligibility.
  4. Submit the required KYC documents.
  5. Once your application is approved, your loan amount will be directly transferred to your bank, just like a brother lending you a hand.


RING  ✔ 

RIng App

This is our 5th loan App from the list of Bad Cibil Loan app list

Where to Download:

  • You can download the RING app on your smartphone, simply through play store . OR  you can find it on your app store.

Review and Ratings:

  • RING has been reviewed and rated by many users, as you can see on the picture including many Positive and Negative Reviews. You can check out what they have to say on the app stores, just like getting feedback from those close to you.

RBI Approved or Not:

  • As of my last update, RING collaborates with RBI-registered NBFCs. To confirm the latest status, it’s wise to visit the RBI website or RING’s official page, just like verifying information with a trusted friend.

Customer Care Details:

  • For assistance or enquiries, you can reach out to RING’s customer care at or call them at 02262820570 or 0224891492. It’s like calling a friend when you need assistance.

How to Apply: To apply for a credit limit with RING, follow these steps:

  1. Open your camera or scanner to scan the welcome QR Code and install the app.
  2. Enter the desired payment amount.
  3. Register using your contact number and PAN details, just like sharing your details with a friend.
  4. Accept the offer and start using your limit.
  5. Pay according to the agreed repayment schedule, just like handling finances with a friend you trust.

Fake Loan Apps (BE SAFE)



mPokket loan App ✔ 

mPokket Instant Loan App

This is our 6th loan App from the list of Bad Cibil Loan app list-

With the mPokket Loan App, my friends, you can get Instant Personal Loans starting from ₹500 up to ₹45,000 in just a few minutes. 

It’s not just any loan app. You can say it’s the best one for Students and Salaried professionals. Over 1.5 crore of our Indian brothers and sisters trust it. 

Interest rates vary from 0% to 4% per month.

Tenure can be anywhere between 61 days to 120 days.

Loans are provided by There RBI registered NBFC, mPokket Financial Services Private Limited.They are legally compliant and well regulated, ensuring your safety.🤞 

Best part : Any student or salaried person, all across India, is eligible for an Instant Loan through this app. 

To avail a quick personal loan:- you just need to be above 18 years and have your student ID proof. 

As a quick cash personal loan app for salaried people, mPokket offers loans to those receiving their salary in a bank account.


Stashfin Loan app ✔ 

Stashfin Personal Loan App

This is our 7th loan App from the list of Bad Cibil Loan app list-

Stashfin – i can say it’s good Credit Line and Personal Loan App. It’s your buddy in financial need, backed by Akara Capital Advisors, an RBI-registered NBFC.

  • You can grab a credit line from ₹1,000 to ₹5,00,000, anytime direct into your bank account.
  • Pay interest only on the money you use.
  • Flexible repayment plans – pick a tenure that suitable for you from 3 to 36 months.
  • The paperwork is minimal, and loan approval happens in an Minutes. (Not like Maggie in 2 Minutes, As soon as you complete your documents, you will get the loan offer )
  • No hidden charges, and the process is completely secure.
How to Get a Loan:-
  1. Download the Stashfin App and register, just like you’d say hi to a friend.
  2. Fill in your information and upload the needed documents.
  3. After a quick check, you’ll know if your loan is approved via the app and SMS.
  4. When it’s a yes, e-sign the loan agreement, and the money arrives in your account within 5 minutes. You’ll get a text to confirm.
If you’re an Indian citizen, above 18, and earning money (salaried or self-employed), you’re eligible for a personal loan from this loan app.
For queries-

Get NFCs Loan UpTo 90k without Cibil


Save this website , I will keep on Updating more LOAN Apps in this article , Thank you soo much for your valuable time. please share this post to the Needy person.

Thanking you soo much For Reading this article

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