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LOAN Resource Apps 2023-24:
In today’s world, Expenses are more close to us then Earning. “Agree Guys ?” Whenever we required urgent money- first we try to arrange through our friends if we couldn’t get money from there then we take help from online apps sometimes and we call it loan resource app. In this article I’m gonna tell you some amazing lone resource apps (2023-2024). So please read the complete Article to get out from your problems.
Personal Loan from LOAN Resource App:
In first Attempts, From these Lone resource apps you can get instant loan up to 5 Lakhs . If you pay 🔙 Your loan EMIs on time without missing your monthly EMIs, your Cibil score will improve & your loan limit also will increase up to 20 Lakhs.
How to Choose Right LOAN Resource App :
- If you if you are thinking this question, then I must say you Are a responsible Person In your life and you take decision after many questions. Now why I am saying this ? because in Today’ world everything is digitalized. We want everything at our doorstep.
- Getting loan is very easiest thing now a days we just open Internet install any app fill our basic details and we get loan limit .
- But is it the right way to choose right loan resource apps ? , NO my friend this is not a right way to choose loan resource app from anywhere because in this market there are lots of fake loan applications who’s never give you loan they just take your data and Sell other big companies for fulfill their purpose.
- So Dear, you have to very careful when you are going to choose right loan resource app. As I have promised in this article I will tell you some amazing loan resource app, where the possibility of getting loan will be higher and the documentation will be minimum .
Where to Download Loan Resource Apps:
Best place is play store 🏬 and lots of companies available on Google where you don’t need to download the app before the loan approval process.
first you go there websites check your eligibility and do complete your KYC . If you approved and eligible for LOAN then You can download Apps in your phone.
i will provide you the top-🔟 LOAN resource apps List 📃 you can download directly from Google play ▶ store .
Best LOAN Resource Apps in India :
There are Thousands of loan applications you can download from Google Play store but I will not suggest to download any random application from play store.
I’m giving you best loan applications of “2023-2024” on the basis of their rating and Reviews and also in my personal experience. I am working in this industry by last 5 year and I have seen many people have gotten loan from these apps .
LOAN APPS | RATING | LOAN AMOUNT | DOWNLOAD |
|---|---|---|---|
InCred | 4.3* | UPTO 7.5 Lakhs | Play Store |
About InCred Personal Loan Resource App :
✅Rgistered with the Reserve Bank of India (RBI).
InCred Personal Loans is here to full fill all your needs – whether You need financial help for wedding, want to go holiday or need money for paying other loan OR for any medical Urgency .
InCred Personal Loans come with many benefits:
- ✅Complete you Loan process though mobile application.
- ✅Quick loan disbursals.
- ✅Loan UPTO 7.5 Lakhs.
- ✅Flexible repayment options.
LOAN APPS | RATING | LOAN AMOUNT | DOWNLOAD |
|---|---|---|---|
Prefr | 4.5* | UPTO 3 Lakhs | Play Store |
About Prefr Personal Loan Resource App :
✅Rgistered with the Reserve Bank of India (RBI).
✅ Prefr Credit is an app designed to provide financial support to individuals who play vital roles in India’s daily operations. Its primary purpose is to offer instant personal loans of up to ₹3,00,000 directly to the bank accounts of users.
✅ Prefr Credit aims to help individuals progress and grow in life, both personally and professionally, by removing financial barriers and hesitations through the provision of instant personal loans.
Prefr Credit’s loans are financed by two lending partners:
- Hero FinCorp Ltd
- NDX P2P Private Limited.
LOAN APPS | RATING | LOAN AMOUNT | DOWNLOAD |
|---|---|---|---|
SmartCoin | 4.1* | UPTO 1 Lakhs | Play Store |
About SmartCoin Personal Loan Resource App:
✅Rgistered with the Reserve Bank of India (RBI).
- ✅The SmartCoin app provides instant personal loans to both salaried and self-employed individuals in India for urgent cash needs.
- ✅The loan application process with SmartCoin is entirely digital and secure. Eligible applicants can apply, and if they meet the terms and conditions, the loan amount is credited to their bank account within minutes.
- ✅The loan repayment tenure ranges from 2 to 9 months, providing flexibility to borrowers.
- ✅One of my favorites thing is here – SmartCoin does not impose pre-closure charges, allowing borrowers to repay their loans early without additional fees.
- ✅The SmartCoin app is available in 7 languages, including English and Hindi.
- ✅Individuals can apply for loans through SmartCoin for various purposes, including-
- Medical emergencies.
- Personal expenses.
- Education.
- Household expenses.
- Business expenses.
- Bill payments.
- Home renovation.
- Paying your Other EMIs.
- Personal shopping.
LOAN APPS | RATING | LOAN AMOUNT | DOWNLOAD |
|---|---|---|---|
MoneyView | 4.7* | UPTO 10 Lakhs | Play Store |
About MoneyView Personal Loan Resource App:
- ✅The MoneyView Loans app provides instant personal loans with hassle-free access to loans of up to ₹10,00,000 from the comfort of your home.
- ✅You can choose from a range of flexible EMI repayment plans, starting from 3 months and going up to 5 years.
- ✅MoneyView claims that they emphasizes no hidden fees or charges in their loan offerings.
- ✅MoneyView has over 1 crore users, making it one of India’s most trusted personal loan apps.
- ✅MoneyView offers loans ranging from as small as Rs. 5,000 to as large as Rs. 10,00,000, making it suitable for a variety of borrowing needs.
- ✅MoneyView aims to transfer the loan amount directly to your bank account within just a few hours.
- ✅MoneyView offers personal loans to both salaried and self-employed individuals. And The age limit for loan application is 21-57 years.
- ✅To be eligible for a loan, applicants should have a minimum CIBIL score of 600 or an Experian score of 650.
Get Loan Upto 10 - Lakh from BharatPe App "Read Full Article"
👇
(Required Only Aadhar Card & PAN Card 💳)
LOAN APPS | RATING | LOAN AMOUNT | DOWNLOAD |
|---|---|---|---|
Home Credit | 4.4* | UPTO 5 Lakhs | Play Store |
- About Home Credit Personal Loan Resource App:
- ✅Home Credit is a fast-growing personal loan app in India, trusted by over 1.6 Crore+ customers.
- ✅Its primary service is offering hassle-free personal loans online, with approval in as little as 5 minute and quick disbursal to your bank account.
- ✅Home Credit is present in over 600+ cities across India. Home Credit offers loans with just 2 documents, making the application process convenient.
- ✅Home Credit Claims They have Transparency with no hidden charges, and multiple repayment methods. ( But I have seen soo many Unhappy 😒 Customer regarding Interest Rate and Service issues).
- ✅Home Credit is a trusted RBI-registered NBFC
- ✅It has a wide network with more than 53,000 partner shops, making it a reliable choice for personal loans.
- ✅The application process involves:
- Downloading the Home Credit personal loan app from play Store.
- Completing registration.
- Submitting personal details.
- Uploading KYC documents.
- And then enjoying instant approval with funds disbursed directly to your bank account.
- ✅To be eligible for a Home Credit Personal Loan, applicants should be Indian citizens, aged between 18 to 60 years, and can be salaried, pensioners, or self-employed individuals.
- ✅Home Credit provides personal loans ranging from ₹10,000 up to ₹5,00,000 to cover various expenses. The minimum APR is 20%, while the maximum APR is 49.5%, minimum repayment period of 6 months and a maximum repayment period of 48 months.
LOAN APPS | RATING | LOAN AMOUNT | DOWNLOAD |
|---|---|---|---|
L&T Finance | 4.4* | UPTO 3 Lakhs | Play Store |
L & T Finance Personal Loan Resource App:-
- ✅L&T Finance is the official app from L&T Finance Limited, a leading Non-Banking Finance Company. Its primary purpose is to help customers manage their existing loans conveniently and efficiently.
- ✅It provides features for loan management, EMI payments, and access to loan-related documents for various types of loans
- ✅The app allows users to manage various types of loans, including Two-Wheeler Loans, Consumer Loans, Home Loans, Small and Medium Business Loans, Farm Equipment Loans, and Micro Loans.
- ✅The financing details include loan amounts ranging from ₹50,000 to ₹25 lakh, repayment tenures from 12 to 60 months, an annual interest rate (APR) of 10% to 20%, and processing fees ranging from 0% to 2%.
- ✅If I give you an Example , – for a loan of ₹1,00,000 borrowed at an interest rate of 2% per month for 12 months, the payable amount would be ₹13,472 in interest, with additional costs like a processing fee of ₹1,000 and other charges of ₹100, resulting in a total repayment of ₹1,14,572.
LOAN APPS | RATING | LOAN AMOUNT | DOWNLOAD |
|---|---|---|---|
Bharatpe For Merchants | 3.9* | UPTO 10 Lakhs | Play Store |
Already I have written a Blog for this Amazing Loan Application Read 📖 it by clicking the given link down 👇. ( I have Explained Step by step All process on How can you get Loan Easily )
Post Link 🔗 – https://currentfinanceloans.com/bharatpe-loan-process/
LOAN APPS | RATING | LOAN AMOUNT | DOWNLOAD |
|---|---|---|---|
INDIALEND | 4.0* | UPTO 25 Lakhs | Play Store |
- ✅This can Be something New For you Because INDIALEND will not give you loan directly, IndiaLends is an online marketplace for credit products. It offers a range of credit cards, personal loans, and provides free credit reports. Additionally, it offers technology, data, and credit analytics solutions to financial institutions.
- ✅IndiaLends offers personal loans and credit cards from different banks and NBFCs (Non-Banking Financial Companies).
- ✅IndiaLends offers personalized personal loan offers with loan amounts of up to ₹25 lakhs, Interest rates starting at 10.25%, and loan tenures ranging from 1 to 5 years.
- ✅Eligibility criteria include being between 18 and 60 years of age, employment type (salaried or self-employed), a minimum net monthly income of ₹10,000, and work experience (salaried for at least 6/12 months or self-employed for at least 3 years).
- ✅The APR for IndiaLends personal loans ranges from 10.25% (minimum) to 25% (maximum), depending on the customer’s credit and risk profile.
- ✅IndiaLends has partnerships with various financial institutions, including-
- Axis Bank Limited.
- InCred Financial Services Limited.
- KrazyBee Services Private Limited.
- Earlysalary Services Pvt Ltd.
- L&T FINANCE LIMITED.
- India Infoline Finance Limited.
LOAN APPS | RATING | LOAN AMOUNT | DOWNLOAD |
|---|---|---|---|
Fibe | 4.4* | UPTO 5 Lakhs | Play Store |
- ✅The Fibe (EarlySalary) app is an instant cash loan app that provides personal loans with quick approval. It offers loan amounts ranging from ₹5,000 to ₹5 lakhs with a digital and minimal documentation process.
- ✅Loans tenures ranging from 3 to 36 months.
- ✅Eligibility criteria include being a salaried individual, aged above 21 years, and having a minimum take-home salary of ₹15,000 per month.
- ✅The required documents include PAN card 💳, Aadhaar card, and a Salary account bank statement.
- ✅You can log in to the Fibe (EarlySalary) app, fill in basic details, upload necessary documents, choose the loan amount and tenure, and receive the money transferred to their account within 2 minutes.
- ✅Interest rates start from 2% per month, and other charges include processing fees (up to 3% of the loan amount), bounce charges, late payment charges, stamp duty, and more.
- ✅The Fibe (EarlySalary) app is owned by Social Worth Technologies Private Limited. It primarily facilitates lending services through its in-house RBI registered NBFC, EarlySalary Services Private Limited.
- ✅It collaborates with lending partners such as-
- Northern Arc Capital Limited.
- Incred Financial Services.
- HDB Financial Services.
- Vivriti Capital Limited, and more.
All At One Place :
LOAN APPS | RATING | LOAN AMOUNT | DOWNLOAD |
|---|---|---|---|
Home Credit | 4.4* | UPTO 5 Lakhs | Play Store |
LOAN APPS | RATING | LOAN AMOUNT | DOWNLOAD |
|---|---|---|---|
MoneyView | 4.7* | UPTO 10 Lakhs | Play Store |
LOAN APPS | RATING | LOAN AMOUNT | DOWNLOAD |
|---|---|---|---|
Prefr | 4.5* | UPTO 3 Lakhs | Play Store |
LOAN APPS | RATING | LOAN AMOUNT | DOWNLOAD |
|---|---|---|---|
Fibe | 4.4* | UPTO 5 Lakhs |
LOAN APPS | RATING | LOAN AMOUNT | DOWNLOAD |
|---|---|---|---|
Bharatpe For Merchants | 3.9* | UPTO 10 Lakhs | Play Store |
LOAN APPS | RATING | LOAN AMOUNT | DOWNLOAD |
|---|---|---|---|
L&T Finance | 4.4* | UPTO 3 Lakhs | Play Store |
LOAN APPS | RATING | LOAN AMOUNT | DOWNLOAD |
|---|---|---|---|
SmartCoin | 4.1* | UPTO 1 Lakhs | Play Store |
LOAN APPS | RATING | LOAN AMOUNT | DOWNLOAD |
|---|---|---|---|
INDIALEND | 4.0* | UPTO 25 Lakhs | Play Store |
LOAN APPS | RATING | LOAN AMOUNT | DOWNLOAD |
|---|---|---|---|
InCred | 4.3* | UPTO 7.5 Lakhs | Play Store |
What to do IF I didn't get loan from theses Apps ?
Okay , Don’t Worry Try this one
(Go To the home 🏡 page 📄 of this Website and scroll down, you will get a button 🔳 of ” ( ✅ Apply for Loan ) ” click on that button and apply for another Loan .
(Specials THANKS to you for reading 📖 this complete article.
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